Uma análise econômica da alienação fiduciária em garantia dos bens imóveis

Ted Luiz Rocha Pontes; Uinie Caminha

doi:10.5433/2178-8189.2016v20n1p221

An economic analysis of the chattel mortgage of real property

Authors

Ted Luiz Rocha Pontes Universidade de Fortaleza
Uinie Caminha Universidade de Fortaleza

DOI:

https://doi.org/10.5433/2178-8189.2016v20n1p221

Keywords:

Chattel mortgage, housing market, SFI, mortgage, SFH

Abstract

This article aimed to examine under the approach of law and economics, the legal institute of chattel mortgage in the real estate market, which was established by Federal Law no. 9514/1997. This institute was compared to the ordinary mortgage. It was verified the existence of data showing the reduction of default rates concernig the credit granted and guaranteed by the Institute of liens, as well as increasing of legal certainty in the forcement of the chattel mortgage, in comparison with the difficulties encountered for the forcement of the ordinary mortgage,showing an economic efficiency.

Author Biographies

Ted Luiz Rocha Pontes, Universidade de Fortaleza

Mestre em Direito Constitucional pela Universidade de Fortaleza (UNIFOR). LLM em Direito Corporativo pelo Instituto Brasileiro de Mercado de Capitais do Rio de Janeiro (IBMEC-RJ). Graduado em Direito pela Universidade de Fortaleza (UNIFOR).

Uinie Caminha, Universidade de Fortaleza

Doutora em Direito Comercial pela Universidade de São Paulo (USP). Professora Titular do Programa de Pós-Graduação da Universidade de Fortaleza (UNIFOR). Professora Adjunta da Faculdade de Direito da Universidade Federal do Ceará (UFC). Advogada.

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Published

2016-04-28

How to Cite

Pontes, T. L. R., & Caminha, U. (2016). An economic analysis of the chattel mortgage of real property. Scientia Iuris, 20(1), 221–248. https://doi.org/10.5433/2178-8189.2016v20n1p221

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Issue

Vol. 20 No. 1 (2016)

Section

Artigos

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